PURPOSE With participants in recreational sports clubs, this study clarified positive psychological capital’s mediating effect on the relationship between exercise commitment and perceived stress. METHODS A survey conducted with individuals actively engaged in recreational sports a yielded data for statistical analysis from 296 respondents. Data processing involved frequency analysis, confirmatory factor analysis, reliability analysis, correlation analysis, structural equation modeling, and testing for mediating effects using the SPSS 29.0 and AMOS 29.0 programs. RESULTS First, results showed that exercise commitment did not significantly impact perceived stress. Second, exercise commitment positively influenced positive psychological capital. Third, positive psychological capital negatively impacted perceived stress. Fourth, positive psychological capital mediated completely between exercise commitment and perceived stress. CONCLUSIONS This research encourages participation in physical activities, especially among those with low physical activity levels, because it positively affects both physical and mental well-being, ultimately enhancing social benefits and overall quality of life.